AssetReader Version Comparison
FinSoft offers four versions of AssetReader to support different ABL workflows — from field examinations to loan operations, borrower-side automation, and API-based system integration. All versions share the same underlying file format and import engine, ensuring consistency across desktop, hybrid, and cloud deployments.
Version Overview
AssetReader — Full ABL import, ineligible calculation, and analysis system for field exams and operations.
AssetImport — Operations-focused import and upload tool for lender systems.
AssetReader-Web — Borrower-side and lender-side cloud portal with automated parsing.
AssetReader-Web API — API interface for system-to-system integration.
Version Comparison Table
The table below compares all four versions across features, capabilities, and deployment options.
| Description of Features | AssetReader Desktop |
AssetImport Desktop |
AssetReader Web / API |
|---|---|---|---|
| Use to Assist Audit Data Gathering | ✔ | ||
| For Field Exam / Audit | ✔ | ||
| For Operations | ✔ | ✔ | ✔ |
| Audit Setup Used by Operations / Operations Setup Used by Audit | ✔ | ✔ | |
| Allows Enabled Operations Systems to Receive Data | ✔ | ||
| User Uploads Into Existing Operations System | ✔ | ✔ | |
| API Interface for Server Calls to Run Models From AssetReader or AssetImport | ✔ | ||
| IMPORT: Direct Import From AssetReader and AssetImport Models | ✔ | ✔ | ✔ |
| Predefined Setups for AR Agings, AP Agings | ✔ | ✔ | ✔ |
| Predefined Setups for Inventory and Inventory Sales/Usage | ✔ | ✔ | ✔ |
| Predefined Setups for Sales, Cash, GL | ✔ | ✔ | ✔ |
| Predefined Setups for Customer Addresses and Vendor Addresses | ✔ | ✔ | ✔ |
| Imports Text, PDF, Excel, Word, RTF, HTML | ✔ | ✔ | ✔ |
| Aging Imports: Invoice Agings, Summary Agings and Unaged Invoice Lists | ✔ | ✔ | ✔ |
| Import / Trap Using Different Levels in the Report | ✔ | ✔ | ✔ |
| Eliminate Headers, Footers, Subtotals, Other Unwanted Rows | ✔ | ✔ | ✔ |
| Eliminate Totals | ✔ | ✔ | ✔ |
| Include only specific transactions such as items coded as USD, EUR, etc. or Include only certain transaction types or words, etc. | ✔ | ✔ | ✔ |
| Convert Dates to One Common Format | ✔ | ✔ | ✔ |
| Import and Combine Multiple Reports at the Same Time (e.g., 15 agings) | ✔ | ✔ | ✔ |
| Import Automation allows reports to be uploaded and processed immediately | ✔ | ✔ | ✔ |
| Import Portal for Borrowers to Upload all Reports at Once | ✔ | ||
| Import From Different Accounting Systems to a Consolidated / Unified / Combined Report | ✔ | ✔ | ✔ |
| Use to Assist Operations Ineligibles and Analysis | ✔ | ✔ | ✔ |
| Convert Currencies for Entire report or country codes in the report | ✔ | ✔ | ✔ |
| Raw Data Cleaned Up After Import | ✔ | ✔ | ✔ |
| Summary Aging of Reaged Invoices (AR and AP) | ✔ | ✔ | ✔ |
| Detailed Aging of Reaged Invoices (AR and AP) | ✔ | ✔ | ✔ |
| Ineligible Summary by Category (for AR and Inventory) | ✔ | ✔ | |
| Ineligible Detail by Category (for AR and Inventory) | ✔ | ✔ | |
| Ineligible Detail by Customer | ✔ | ✔ | |
| Group Like-Named Accounts for Concentrations | ✔ | ✔ | |
| Find New Concentrations to Group as One Name | ✔ | ✔ | |
| Ineligible Over 90 based on Age Buckets, Maximum Invoice or Due Date, Credit Terms | ✔ | ✔ | |
| Cross-Age | ✔ | ✔ | |
| Cross Age at different rates for Different Account Debtors / Customers | ✔ | ✔ | |
| Concentration Limits based on Dollar Limits and Percent Limit | ✔ | ✔ | |
| Concentration Limit Overrides for different Account Debtors / Customers | ✔ | ✔ | |
| Calculate Contras | ✔ | ✔ | |
| Accrued AP Can be Part of Contras | ✔ | ✔ | |
| Contras Can be Calculated based on Job Numbers or similar matching ID Numbers and not Just Matching Names | ✔ | ✔ | |
| Setup and Trap AR and Inventory Ineligibles based on Codes such as F, FC, DM, Packaging, Nuts, Bolts, Screws, Pallets, etc. | ✔ | ✔ | |
| Setup and Calculate AR and Inventory Ineligibles based on Boolean Logic such as > < =, etc. | ✔ | ✔ | |
| Setup and Calculate AR and Inventory Ineligibles based on balances under $10.00, $100.00, etc. | ✔ | ✔ | |
| Setup and Calculate AR and Inventory Ineligibles based on any terms exceeding 180 days, 265 days, etc. | ✔ | ✔ | |
| Setup and Calculate AR and Inventory Ineligibles based on Concentrations, but remove all locations from Mexico, Argentina, etc. that are in that Concentration | ✔ | ✔ | |
| Custom Math Functions Can be Setup | ✔ | ✔ | |
| Risk Alerts on Specific Customers, Invoices and Balances | ✔ | ✔ | |
| Calculated vs. Borrower AR Ineligible Variances | ✔ | ✔ | |
| Top 5, 10, 15, Etc. for AR and AP | ✔ | ✔ | |
| Show Recalculated Inventory Value vs. Borrower Value | ✔ | ✔ | |
| Automatically Joined Inventory and Usage Reports | ✔ | ✔ | |
| Calculated Inventory Turnover and Slow Movement using any of 7 methods | ✔ | ✔ | |
| Calculated Inventory Age | ✔ | ✔ | |
| Calculated Inventory in Excess of Some Time Limit | ✔ | ✔ | |
| Sales, Cash and GL to Debit and Credit Columns | ✔ | ✔ | |
| AR, AP and Inventory Stats by Transaction Code | ✔ | ✔ | |
| Customer Addresses and Vendor Addresses | ✔ | ✔ | |
| Built-In Data Processing/ Loan Servicing Guide for User Notes (explaining monthly processing per setup) | |||
| Export Cleaned-up Data to Excel or PDF | ✔ | ✔ | ✔ |
| Export Cleaned-up Data to Enabled Operations Systems | ✔ | ✔ | |
| Export Workbooks with all Workpapers or only selected workpapers | ✔ | ✔ | |
| Export Grouped Workbooks for specific users (e.g., Officer's Report) and Retain the Groups for Reuse. | ✔ | ✔ | |
| Export Data to AssetWriter Field Exam Software | ✔ | ✔ | |
| Export Data to AssetArchive Data Trends and Analytics Software | ✔ | ✔ | |
| Export Data to AssetArchive for Confirmation Module | ✔ | ✔ | |
| Processes using 64-bit Windows Operating System | ✔ | ✔ | ✔ |
| Plays well in Citrix, VMs or Remote Desktops | ✔ | ✔ | |
| Data Stored on Local Computers (LAN, WAN, Cloud) | Optional | Optional | Optional |
| Data Stored on FinSoft Servers | Optional | ||
| Hosting by FinSoft for Web Interface | Optional | ||
| Hybrid Hosting - Web Interface at Lender and API is from FinSoft | Optional | ||
| No dependencies / No Requirement for MS Office | ✔ | ✔ | ✔ |